Health Insurance Marketplace
Are You Ready?
The Health Insurance Marketplace is Here
You may have already heard about the new Health Insurance Marketplace, a key part of the health care law that opened for business on October 1st. But you may still have questions, such as what is the Marketplace and can you really get health insurance?
The best place to get the latest, most accurate, information on the Marketplace is HealthCare.gov, There, you can learn what the Health Insurance marketplace is, who can apply for insurance, how to get insurance, how to lower your costs and more. If you own a small business, there’s information for you too.
The Marketplace will help you find health insurance that fits your budget and meets your needs, with less hassle. No matter where you live, you may buy insurance from private health plans that provide a comprehensive set of benefits, including doctor visits, hospital stays, preventive care and prescriptions. In addition, plans in the Marketplace must treat you fairly; they can’t deny you coverage because of a pre-existing condition.
With a single application, you can also see if you qualify for Medicaid or the Children’s Health Insurance Program, or for savings you can use right away to lower your health insurance premiums.
At HealthCare.gov, you can read information that pertains to you, print checklists and watch videos that will help you get ready to apply and enroll. You and your family can explore every qualified health plan in your area, and fill out an application when you’re ready. You’ll be able to take control with better information, including details about benefits and prices presented in clear language you can understand, so you’ll know what your premiums, deductibles, and other costs will be before you make a choice.
Once you’ve decided on a plan, you don’t need to go anywhere else. Starting October 1, you’ll be able to enroll in the Marketplace directly for coverage that begins as soon as January 1, 2014 if you enroll by December 15, 2013. The open enrollment period ends March 31, 2014.
Want help or need more information?
As you explore your options on the Marketplace, you may want to get some help. You can participate in an online web chat on the Health Insurance Marketplace website; or call a toll free number, 1-877-554-5127, to speak with a trained customer service representative; and there will be people in your local communities who can give you personal help with your choices.
Visit HealthCare.gov now to get all the information you need about the Marketplace.
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